1. Introduction

Welcome to BudgetZen. We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application.

2. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the Service includes:

Personal Data

Personally identifiable information, such as your email address, that you voluntarily give to us when you register with the Service. You are under no obligation to provide us with personal information of any kind; however, your refusal to do so may prevent you from using certain features of the Service.

Financial Data

Our application is designed to store all of your financial data (transactions, debts, bills, income) in a secure cloud database. This data is associated with your user account to allow you to access it from different devices. We do not access or sell this information.

When you choose to use optional AI-powered features (such as AI Strategy Comparison or Quick Add Transaction), the specific data required for that feature (e.g., your list of debts, a transaction description) is sent to Google's generative AI services for processing. This data is not linked to your personal account information and is handled according to Google's API policies.

3. Use of Your Information

Having accurate information permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Service to:

• Create and manage your account.
• Synchronize your financial data across your devices.
• Process your transactions and perform AI analysis when requested.
• Provide you with customer support.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. Your data is stored in a secure cloud database, which employs robust security measures. While we and our partners have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

5. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: [Your Contact Information]