1. Agreement to Terms

By using our application, BudgetZen ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for all data, information, and content that you input into the Service.

3. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation or availability of the Service or the information, content, or materials included therein. The financial analysis and strategies provided by AI features are for informational purposes only and do not constitute financial advice.

4. Limitation of Liability

In no event shall BudgetZen, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

5. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms of Service on this page.

6. Contact Us

If you have any questions about these Terms, please contact us at: [Your Contact Information]